CVV Credit Card Verification

Purpose

Starting with version 2.4, BEZA.NET Control Panel requires that users creating credit card billing profiles enter CVV (card verification value) to prevent fraudulent signups. Merchant gateways supporting CVV verification approve the credit card. If the credit card is rejected, the billing profile is not created.

Security

BEZA.NET Control Panel doesn't store verification values. Once the billing profile has been created, BEZA.NET Control Panel assumes that the credit card is valid and doesn't supply verification values with subsequent credit card transaction requests.

Moderated Accounts

When a new signup is moderated, BEZA.NET Control Panel verifies the CVV and marks it as 'Verified' (verification successful) or 'Not verified' (verification failed). Based on this information you can choose whether to create or delete the account in the moderation list.

CVV Configuration

By default, credit card verification is usually disabled, which means all cards are automatically accepted. To enable CVV verification:

1. Go to Settings->Signup Guard
2. Check CVV Validation and click Submit Query.

CVV settings can be configured in the merchant gateway's interface (not in BEZA.NET Control Panel). Make sure to allow transactions without verification values, because BEZA.NET Control Panel sends verification values only when creating billing profiles.

Gateways that don't support CVV verification are sent transaction requests without verification values (as in BEZA.NET Control Panel before 2.4).